Indicative prices shown for information only — always verify on the provider's website before signing up.
| Provider | Plan | Fee | Transactions | Interest | |
|---|---|---|---|---|---|
Compte PC Argent PC Optimum pointsFree Interac Price checked on 2026-10-11 | 0 $/mo | Unlimited | — | See offer | |
Compte-chèques sans frais Free unlimited InteracNo minimum balanceCIBC ABMs Price checked on 2026-10-11 | 0 $/mo | Unlimited | — | See offer | |
EQ Bank | Compte personnel Up to ~3% interest with direct depositFree InteracNo paper bill payments Price checked on 2026-10-11 | 0 $/mo | Unlimited | 1.25 % | See offer |
Wealthsimple | Compte-chèques 1.25%-2.25% interestNo FX feesFree Interac Price checked on 2026-10-11 | 0 $/mo | Unlimited | 1.25 % | See offer |
Neo Financial | Compte Neo 2%-2.75% interestPartner cashback Price checked on 2026-10-11 | 0 $/mo | Unlimited | 2 % | See offer |
KOHO | Essentiel ~2.5% interestCashbackPrepaid card Price checked on 2026-10-11 | 0 $/mo | Unlimited | 2.5 % | See offer |
Compte-chèques quotidien No monthly feeFree InteracApp + Scotia ABMs Price checked on 2026-10-11 | 0 $/mo | Unlimited | — | See offer | |
Compte de base 12 transactions Price checked on 2026-10-11 | 3.95 $/mo | 12 | — | See offer | |
Compte minimum 12 transactionsFee waived with min. balance Price checked on 2026-10-11 | 3.95 $/mo | 12 | — | See offer | |
Desjardins | L'Économe QC12 transactionsDesjardins network access Price checked on 2026-10-11 | 3.95 $/mo | 12 | — | See offer |
BMO | Pratique 12 transactions Price checked on 2026-10-11 | 4 $/mo | 12 | — | See offer |
Compte jour le jour 12 debit transactions$1.25 per transaction after Price checked on 2026-10-11 | 4 $/mo | 12 | — | See offer |