Bank accounts plans under $15 in Canada

Indicative prices shown for information only — always verify on the provider's website before signing up.

ProvinceAll (QC + ON)QCONBCABMBSKNSNBPENLNTYTNUCityAll citiesMontreal (QC)Quebec City (QC)Laval (QC)Longueuil (QC)Gatineau (QC)Sherbrooke (QC)Trois-Rivières (QC)Saguenay (QC)Lévis (QC)Drummondville (QC)Granby (QC)Rimouski (QC)Toronto (ON)Ottawa (ON)Mississauga (ON)Brampton (ON)Hamilton (ON)London (ON)Kitchener (ON)Windsor (ON)Vaughan (ON)Markham (ON)Barrie (ON)Kingston (ON)Greater Sudbury (ON)Thunder Bay (ON)Vancouver (BC)Victoria (BC)Surrey (BC)Burnaby (BC)Kelowna (BC)Abbotsford (BC)Kamloops (BC)Nanaimo (BC)Calgary (AB)Edmonton (AB)Red Deer (AB)Lethbridge (AB)Winnipeg (MB)Brandon (MB)Saskatoon (SK)Regina (SK)Halifax (NS)Moncton (NB)Saint John (NB)Fredericton (NB)Charlottetown (PE)St. John's (NL)Whitehorse (YT)Yellowknife (NT)Iqaluit (NU)FeeMin transactionsAny102550100Interest-bearing onlySort byPrice (low to high)Interest

17 result(s)

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Provider	Plan	Fee	Transactions	Interest
PC Financial	Compte PC Argent PC Optimum pointsFree Interac Price checked on 2026-10-11	0 $/mo	Unlimited	—	See offer
Simplii Financial	Compte-chèques sans frais Free unlimited InteracNo minimum balanceCIBC ABMs Price checked on 2026-10-11	0 $/mo	Unlimited	—	See offer
EQ Bank	Compte personnel Up to ~3% interest with direct depositFree InteracNo paper bill payments Price checked on 2026-10-11	0 $/mo	Unlimited	1.25 %	See offer
Wealthsimple	Compte-chèques 1.25%-2.25% interestNo FX feesFree Interac Price checked on 2026-10-11	0 $/mo	Unlimited	1.25 %	See offer
Neo Financial	Compte Neo 2%-2.75% interestPartner cashback Price checked on 2026-10-11	0 $/mo	Unlimited	2 %	See offer
KOHO	Essentiel ~2.5% interestCashbackPrepaid card Price checked on 2026-10-11	0 $/mo	Unlimited	2.5 %	See offer
Tangerine	Compte-chèques quotidien No monthly feeFree InteracApp + Scotia ABMs Price checked on 2026-10-11	0 $/mo	Unlimited	—	See offer
Scotiabank	Compte de base 12 transactions Price checked on 2026-10-11	3.95 $/mo	12	—	See offer
TD	Compte minimum 12 transactionsFee waived with min. balance Price checked on 2026-10-11	3.95 $/mo	12	—	See offer
Desjardins	L'Économe QC12 transactionsDesjardins network access Price checked on 2026-10-11	3.95 $/mo	12	—	See offer
BMO	Pratique 12 transactions Price checked on 2026-10-11	4 $/mo	12	—	See offer
RBC	Compte jour le jour 12 debit transactions$1.25 per transaction after Price checked on 2026-10-11	4 $/mo	12	—	See offer
CIBC	Compte Smart Unlimited transactionsTiered pricing by balance Price checked on 2026-10-11	6.95 $/mo	Unlimited	—	See offer
KOHO	Extra 2% cashback~2.5% interestNo FX fees Price checked on 2026-10-11	9 $/mo	Unlimited	2.5 %	See offer
Desjardins	L'Intermédiaire QC30 transactions Price checked on 2026-10-11	10.95 $/mo	30	—	See offer
TD	Compte quotidien 25 transactionsFee waived with min. balance Price checked on 2026-10-11	11.95 $/mo	25	—	See offer
BMO	Plus 25 transactionsFee waived with min. balance Price checked on 2026-10-11	12.95 $/mo	25	—	See offer